Our Rates

Schedule of Basic Premium Rates
For Title Insurance

Effective May 1, 2013 - Present
Rates are set by Texas Department of Insurance

The left hand column is the amount of insurance (up to and including),
the column on the right is the premium rate.

Title Rate Chart in PDF

Rates Effective May 1, 2013

Policies Up To
And Including
Basic
Premium
$10,000 $238
$10,500 $242
$11,000 $244
$11,500 $248
$12,000 $252
$12,500 $255
$13,000 $260
$13,500 $264
$14,000 $267
$14,500 $270
$15,000 $272
$15,500 $276
$16,000 $280
$16,500 $284
$17,000 $288
$17,500 $292
$18,000 $296
$18,500 $298
$19,000 $301
$19,500 $304
$20,000 $309
$20,500 $312
$21,000 $317
$21,500 $320
$22,000 $324
$22,500 $327
$23,000 $330
$23,500 $333
$24,000 $337
$24,500 $340
$25,000 $345
$25,500 $348
$26,000 $352
$26,500 $355
$27,000 $358
$27,500 $361
$28,000 $365
$28,500 $368
$29,000 $373
$29,500 $376
$30,000 $380
$30,500 $383
$31,000 $387
$31,500 $390
$32,000 $393
Policies Up To
And Including
Basic
Premium
$32,500 $398
$33,000 $401
$33,500 $405
$34,000 $408
$34,500 $412
$35,000 $415
$35,500 $419
$36,000 $422
$36,500 $426
$37,000 $429
$37,500 $433
$38,000 $437
$38,500 $441
$39,000 $443
$39,500 $447
$40,000 $450
$40,500 $455
$41,000 $457
$41,500 $462
$42,000 $465
$42,500 $469
$43,000 $471
$43,500 $475
$44,000 $479
$44,500 $483
$45,000 $487
$45,500 $490
$46,000 $493
$46,500 $497
$47,000 $499
$47,500 $503
$48,000 $508
$48,500 $512
$49,000 $515
$49,500 $518
$50,000 $522
$50,500 $525
$51,000 $527
$51,500 $531
$52,000 $536
$52,500 $540
$53,000 $543
$53,500 $547
$54,000 $550
$54,500 $553
Policies Up To
And Including
Basic
Premium
$55,000 $556
$55,500 $559
$56,000 $565
$56,500 $568
$57,000 $571
$57,500 $575
$58,000 $579
$58,500 $581
$59,000 $585
$59,500 $589
$60,000 $593
$60,500 $597
$61,000 $600
$61,500 $603
$62,000 $607
$62,500 $611
$63,000 $613
$63,500 $617
$64,000 $621
$64,500 $625
$65,000 $628
$65,500 $631
$66,000 $635
$66,500 $640
$67,000 $644
$67,500 $645
$68,000 $649
$68,500 $653
$69,000 $656
$69,500 $659
$70,000 $664
$70,500 $668
$71,000 $672
$71,500 $674
$72,000 $677
$72,500 $681
$73,000 $685
$73,500 $688
$74,000 $692
$74,500 $696
$75,000 $700
$75,500 $702
$76,000 $706
$76,500 $709
$77,000 $713
Policies Up To
And Including
Basic
Premium
$77,500 $716
$78,000 $720
$78,500 $725
$79,000 $729
$79,500 $730
$80,000 $734
$80,500 $738
$81,000 $742
$81,500 $744
$82,000 $748
$82,500 $753
$83,000 $757
$83,500 $759
$84,000 $762
$84,500 $767
$85,000 $770
$85,500 $773
$86,000 $776
$86,500 $781
$87,000 $785
$87,500 $788
$88,000 $791
$88,500 $795
$89,000 $799
$89,500 $801
$90,000 $804
$90,500 $809
$91,000 $813
$91,500 $817
$92,000 $819
$92,500 $823
$93,000 $827
$93,500 $831
$94,000 $832
$94,500 $837
$95,000 $842
$95,500 $845
$96,000 $847
$96,500 $851
$97,000 $855
$97,500 $859
$98,000 $862
$98,500 $866
$99,000 $870
$99,500 $873
$100,000 $875

Title Basic Premium Calculation
for Policies in Excess of $100,000

Using the table below, apply these steps to determine basic premium for policies above $100,000:

  • Step 1
    In column (1), find the range that includes the policy's face value.
  • Step 2
    Subtract the value in column (2) from the policy's face value.
  • Step 3
    Multiply the result in Step 2 by the value in column (3), and round to the nearest dollar.
  • Step 4
    Add the value in column (4) to the result of the value from Step 3.

(See examples provided following the table.)

Title Basic Premium Calculation for Policies in Excess of $100,000

(1)
Policy Range
(2)
Subtract
(3)
Multiply by
(4)
Add
[$100,001 - $1,000,000] $100,000 0.00554 $875
[$1,000,001 - $5,000,000] $1,000,000 0.00456 $5,861
[$5,000,001 - $15,000,000] $5,000,000 0.00376 $24,101
[$15,000,001 - $25,000,000] $15,000,000 0.00267 $61,701
[Greater than $25,000,000] $25,000,000 0.00160 $88,401

Examples for Policies in Excess of $100,000

EXAMPLE 1

  • (1) Policy is $268,500
  • (2) Subtract $100,000 ==> $268,500 - $100,000 ==> Result = $168,500
  • (3) Multiply by 0.00554 ==> $168,500 x 0.00554 ==> $933.49 ==> Result = $933
  • (4) Add $875 ==> $933 + $875 ==> Final Result = $1,808

EXAMPLE 2

  • (1) Policy is $4,826,600
  • (2) Subtract $1,000,000 ==> $4,826,600 - $1,000,000 ==> Result = $3,826,600
  • (3) Multiply by 0.00456 ==> $3,826,600 x 0.00456 ==> $17,449.30 ==> Result = $17,449
  • (4) Add $5,861 ==> $17,449 + $5,861 ==> Final Result = $23,310

EXAMPLE 3

  • (1) Policy is $10,902,800
  • (2) Subtract $5,000,000 ==> $10,902,800 - $5,000,000 ==> Result = $5,902,800
  • (3) Multiply by 0.00376 ==> $5,902,800 x 0.00376 ==> $22,194.53 ==> Result = $22,195
  • (4) Add $24,101 ==> $22,195 + $24,101 ==> Final Result = $46,296

EXAMPLE 4

  • (1) Policy is $17,295,100
  • (2) Subtract $15,000,000 ==> $17,295,100 - $15,000,000 ==> Result = $2,295,100
  • (3) Multiply by 0.00267 ==> $2,295,100 x 0.00267 ==> $6,127.92 ==> Result = $6,128
  • (4) Add $61,701 ==> $6,128 + $61,701 ==> Final Result = $67,829

EXAMPLE 5

  • (1) Policy is $39,351,800
  • (2) Subtract $25,000,000 ==> $39,351,800 - $25,000,000 ==> Result = $14,351,800
  • (3) Multiply by 0.00160 ==> $14,351,800 x 0.00160 ==> $22,962.88 ==> Result = $22,963
  • (4) Add $88,401 ==> $22,963 + $88,401 ==> Final Result = $111,364

Rates Effective May 1, 2013
Adopted by Commissioner┬┤s Order 2385
2013 Texas Title Insurance Rate Hearing
Docket No. 2749

The left hand column is the amount of insurance (up to and including),
the column on the right is the premium rate.

Title Rate Chart in PDF

Rates Effective May 1, 2013


*These are the basic premium rates and do not include rates for additional endorsements, amendments, chains of title, etc. that may be requested by the ordering party.
These amounts are in addition to the basic rates prescribed above. Company should be contacted for these additional premium amounts.