What is Title Insurance?
Protecting you & your lender
The #1 Title Insurance Provider in Milam County, Serving You with Accuracy & Care
What Is Title Insurance?
Title insurance is a one-time policy that protects property owners and lenders from financial loss caused by hidden title issues, such as liens, fraud, clerical errors, or ownership disputes.
Before closing, a title company conducts a thorough title search to identify and resolve potential issues that could affect ownership rights.
What Does Title Insurance Cover?
- Unpaid taxes or liens
- Forged or fraudulent documents
- Clerical errors in public records
- Unknown heirs or ownership claims
- Boundary or survey disputes
- Undisclosed easements
Types of Title Insurance
Owner’s Policy
Protects your ownership rights for as long as you own the property.
Lender’s Policy
Protects the lender’s financial interest until the loan is paid in full.
Why It Matters
Title insurance provides peace of mind by helping ensure your property has a clear ownership history and protecting your investment from unexpected title issues after closing.
In Texas, title insurance rates are regulated by the Texas Department of Insurance, so premiums are the same regardless of which title company you choose.
What is escrow?
An escrow is an arrangement in which a disinterested third party, usually the title company, holds legal documents and funds on behalf of the buyer, seller and lender, and distributes them according to written closing instructions.
The escrow agent is in charge of processing and coordinating the flow of documents and funds, informing all parties of progress, responding to lender´s requirements, coordinating document preparation and title work, preparing the final settlement statement, obtaining proper approval of documents, overseeing closing, disbursing funds and recording documents.
For this service, the title company charges an escrow fee.
Once the title is cleared and escrow is in place, the ownership transfer process begins.
Title Insurance Frequently Asked Questions
1. Is title insurance required in Texas?
Lender’s title insurance is typically required if you are financing a home. Owner’s title insurance is optional but strongly recommended.
2. Who pays for title insurance in Texas?
This is negotiable, but in many cases, the seller pays for the owner’s policy while the buyer pays for the lender’s policy.
3. How long does title insurance last?
An owner’s policy lasts as long as you or your heirs own the property.
What is not covered by title insurance?
Title insurance generally does not cover issues that arise after the policy is issued, such as new liens or damages.
4. Do I really need title insurance?
Yes. Without title insurance, you could be responsible for legal costs or financial losses tied to ownership disputes.
Protect Your Property with Confidence
Title insurance provides peace of mind by ensuring your ownership rights are protected from hidden risks.
Visit our locations
Dedication to Being Your Best Title Insurance Provider
Monday - Friday 8am-12pm & 1pm-5pm
Milam County
Cameron
112 West Second Cameron, Texas 76520
254-605-0140
(254) 605-0200 (Fax)
Milam County
Rockdale
200 North Main St., Rockdale, Texas 76567
(512) 446-3898
(512) 446-3132 (Fax)
Lee County
Giddings
103 South Main P.O. Box 1519 Giddings, Texas 78942
(979) 542-3836
(979) 542-2436 (Fax)
Burleson County
Caldwell
209 S Main P.O. Box 387 Caldwell, Texas 77836
(979) 567-0345
(979) 567-0342 (Fax)
Falls County
Marlin
410 Williams P.O. Box 719 Marlin, Texas 76661
(254) 804-0140
(254) 804-0156 (Fax)
Fayette County
Lagrange
215 N Main LaGrange, Texas 78945
(979) 968-2800
(979) 968-2806 (Fax)
Colorado County
Columbus
323 Radio Lane Columbus, Texas 78934
(979) 733-0058
(979) 733-0995 (Fax)
Bastrop County
Bastrop
Bastrop, TX 78602, USA
(512) 321-5552
(512) 321-5559 (Fax)
Washington County
Brenham
204 S Market Street Brenham, Texas 77833
(979) 251-7064
(979) 251-7637 (Fax)
Lee County
8541 HWY 77 Lexington TX 78947
254-605-0140 | (979) 542-3836
By Appointment Only
Meet your professional team
Providing comprehensive Title Insurance in Bastrop, Burleson, Colorado, Falls, Fayette, Lee, Milam, and Washington Counties.
Alicia Lopez
- Escrow Officer -
Serving Milam and Falls Co.
Ana Alicia Perales
- Escrow Officer -
Kellie Whitmire
- Orders -
Harley Weatherly
- Orders -
Lori Towery
- Escrow Officer -
Serving Milam and Falls Co.
Melissa Boyer
- Management Team -
Ashleigh Moehling
Escrow Officer / Manager & On-Site Manager
Will Sanders
Examiner
Carlene Bowman
Examiner
Emma
- Escrow Officer -
Kirsten
- Escrow Officer -