Our Rates
Schedule of Basic Premium Rates For Title Insurance
Effective September 1, 2019 - Present
Rates are set by Texas Department of Insurance
The left hand column is the amount of insurance (up to and including), the column on the right is the premium rate.
Title Rate Chart in PDF
Rates Effective September 1, 2019
| Policies Up To And Including | Basic Premium |
|---|---|
| $25,000 | $328 |
| $25,500 | $331 |
| $26,000 | $335 |
| $26,500 | $338 |
| $27,000 | $340 |
| $27,500 | $343 |
| $28,000 | $347 |
| $28,500 | $350 |
| $29,000 | $355 |
| $29,500 | $358 |
| $30,000 | $361 |
| $30,500 | $364 |
| $31,000 | $368 |
| $31,500 | $371 |
| $32,000 | $374 |
| $32,500 | $378 |
| $33,000 | $381 |
| $33,500 | $385 |
| $34,000 | $388 |
| $34,500 | $392 |
| $35,000 | $395 |
| $35,500 | $398 |
| $36,000 | $401 |
| $36,500 | $405 |
| $37,000 | $408 |
| $37,500 | $412 |
| $38,000 | $416 |
| $38,500 | $419 |
| $39,000 | $421 |
| $39,500 | $425 |
| $40,000 | $428 |
| $40,500 | $433 |
| $41,000 | $435 |
| $41,500 | $439 |
| $42,000 | $442 |
| $42,500 | $446 |
| $43,000 | $448 |
| $43,500 | $452 |
| Policies Up To And Including | Basic Premium |
|---|---|
| $44,000 | $456 |
| $44,500 | $459 |
| $45,000 | $463 |
| $45,500 | $466 |
| $46,000 | $469 |
| $46,500 | $473 |
| $47,000 | $475 |
| $47,500 | $478 |
| $48,000 | $483 |
| $48,500 | $487 |
| $49,000 | $490 |
| $49,500 | $493 |
| $50,000 | $496 |
| $50,500 | $499 |
| $51,000 | $501 |
| $51,500 | $505 |
| $52,000 | $510 |
| $52,500 | $514 |
| $53,000 | $516 |
| $53,500 | $520 |
| $54,000 | $523 |
| $54,500 | $526 |
| $55,000 | $529 |
| $55,500 | $532 |
| $56,000 | $537 |
| $56,500 | $540 |
| $57,000 | $543 |
| $57,500 | $547 |
| $58,000 | $551 |
| $58,500 | $553 |
| $59,000 | $556 |
| $59,500 | $560 |
| $60,000 | $564 |
| $60,500 | $568 |
| $61,000 | $571 |
| $61,500 | $573 |
| $62,000 | $577 |
| $62,500 | $581 |
| Policies Up To And Including | Basic Premium |
|---|---|
| $63,000 | $583 |
| $63,500 | $587 |
| $64,000 | $591 |
| $64,500 | $594 |
| $65,000 | $597 |
| $65,500 | $600 |
| $66,000 | $604 |
| $66,500 | $609 |
| $67,000 | $612 |
| $67,500 | $613 |
| $68,000 | $617 |
| $68,500 | $621 |
| $69,000 | $624 |
| $69,500 | $627 |
| $70,000 | $631 |
| $70,500 | $635 |
| $71,000 | $639 |
| $71,500 | $641 |
| $72,000 | $644 |
| $72,500 | $648 |
| $73,000 | $651 |
| $73,500 | $654 |
| $74,000 | $658 |
| $74,500 | $662 |
| $75,000 | $666 |
| $75,500 | $668 |
| $76,000 | $671 |
| $76,500 | $674 |
| $77,000 | $678 |
| $77,500 | $681 |
| $78,000 | $685 |
| $78,500 | $689 |
| $79,000 | $693 |
| $79,500 | $694 |
| $80,000 | $698 |
| $80,500 | $702 |
| $81,000 | $706 |
| $81,500 | $708 |
| Policies Up To And Including | Basic Premium |
|---|---|
| $82,000 | $711 |
| $82,500 | $716 |
| $83,000 | $720 |
| $83,500 | $722 |
| $84,000 | $725 |
| $84,500 | $729 |
| $85,000 | $732 |
| $85,500 | $735 |
| $86,000 | $738 |
| $86,500 | $743 |
| $87,000 | $474 |
| $87,500 | $749 |
| $88,000 | $752 |
| $88,500 | $756 |
| $89,000 | $760 |
| $89,500 | $762 |
| $90,000 | $765 |
| $90,500 | $769 |
| $91,000 | $773 |
| $91,500 | $777 |
| $92,000 | $779 |
| $92,500 | $783 |
| $93,000 | $786 |
| $93,500 | $790 |
| $94,000 | $791 |
| $94,500 | $796 |
| $95,000 | $801 |
| $95,500 | $804 |
| $96,000 | $805 |
| $96,500 | $809 |
| $97,000 | $813 |
| $97,500 | $817 |
| $98,000 | $820 |
| $98,500 | $824 |
| $99,000 | $827 |
| $99,500 | $830 |
| $100,000 | $832 |
Before issuing a title insurance policy, title companies check for defects in your title by examining public records, including deeds, mortgages, wills, divorce decrees, court judgments, tax records, liens, encumbrances and maps.
The title search determines who owns the property, what outstanding debts are against the property and the condition of the title.
Premiums for title insurance policies are established by the Texas Department of Insurance and no title insurance company can charge more or less for a specific amount of insurance.


For more detailed information, please contact the Texas Department of Insurance at:
www.tdi.state.tx.us.
Title Basic Premium Calculation
for Policies in Excess of $100,000
Using the table below, apply these steps to determine
basic premium for policies above $100,000:
Step 1
In column (1), find the range that includes the policy’s face value.
Step 2
Subtract the value in column (2) from the policy’s face value.
Step 3
Multiply the result in Step 2 by the value in column (3), and round to the nearest dollar.
Step 4
Add the value in column (4) to the result of the value from Step 3.
(See examples provided following the table.)
Title Basic Premium Calculation for Policies in Excess of $100,000
| (1) Policy Range | (2) Subtract | (3) Multiply by | (4) Add |
|---|---|---|---|
| [$100,001 – $1,000,000] | $100,000 | 0.00527 | $832 |
| [$1,000,001 – $5,000,000] | $1,000,000 | 0.00433 | $5,575 |
| [$5,000,001 – $15,000,000] | $5,000,000 | 0.00357 | $22,895 |
| [$15,000,001 – $25,000,000] | $15,000,000 | 0.00254 | $58,595 |
| [$25,000,001 – 50,000,000] | $25,000,000 | 0.00152 | $83,995 |
| [$50,000,001 – 100,000,000] | $50,000,000 | 0.00138 | $121,995 |
| [Greater than 100,000,000] | $100,000,000 | 0.00124 | $190,995 |
Title Basic Premium Calculation for Policies in Excess of $100,000
EXAMPLE 1
(1)Â Policy is $268,500
(2)Â Subtract $100,000 ==> $268,500 – $100,000 ==> Result = $168,500
(3)Â Multiply by 0.00527 ==> $168,500 x 0.00527 ==> $887.995 ==> Result = $888
(4)Â Add $832 ==> $888 + $832 ==> Final Result = $1,720
EXAMPLE 2
(1)Â Policy is $4,826,600
(2)Â Subtract $1,000,000 ==> $4,826,600 – $1,000,000 ==> Result = $3,826,600
(3)Â Multiply by 0.00433 ==> $3,826,600 x 0.00433 ==> $16,569.178 ==> Result = $16,569
(4)Â Add $5,575 ==> $16,569 + $5,575 ==> Final Result = $22,144
EXAMPLE 3
(1)Â Policy is $10,902,800
(2)Â Subtract $5,000,000 ==> $10,902,800 – $5,000,000 ==> Result = $5,902,800
(3)Â Multiply by 0.00357 ==> $5,902,800 x 0.00357 ==> $27,072.996 ==> Result = $21,073
(4)Â Add $22,895 ==> $21,073 + $22,895 ==> Final Result = $43,968
EXAMPLE 4
(1)Â Policy is $17,295,100
(2)Â Subtract $15,000,000 ==> $17,295,100 – $15,000,000 ==> Result = $2,295,100
(3)Â Multiply by 0.00254 ==> $2,295,100 x 0.00254 ==> $5,829.554 ==> Result = $5,830
(4)Â Add $58,595 ==> $5,830 + $58,595 ==> Final Result = $64,425
EXAMPLE 5
(1)Â Policy is $39,351,800
(2)Â Subtract $25,000,000 ==> $39,351,800 – $25,000,000 ==> Result = $14,351,800
(3) Multiply by 0.00152 ==> $14,351,800 x 0.00152 ==> $21,814.736‬ ==> Result = $21,815
(4)Â Add $83,995 ==> $21,815 + $83,995 ==> Final Result = $105,810
EXAMPLE 6
(1)Â Policy is $75,300,200
(2)Â Subtract $50,000,000 ==> $75,3020,200 – $50,000,000 ==> Result = $25,300,200
(3) Multiply by 0.00138 ==> $25,300,200 x 0.00138 ==> $34,914.28‬‬ ==> Result = $34,914‬
(4) Add $121,995 ==> $34,914‬ + $121,995 ==> Final Result = $156,909
EXAMPLE 7
(1)Â Policy is $151,250,300
(2)Â Subtract $100,000,000 ==> $151,250,300 – $100,000,000 ==> Result = $51,250,300
(3)Â Multiply by 0.00124 ==> $51,250,300 x 0.00124 ==> $63,550.37 ==> Result = $63,550
(4)Â Add $190,995 ==> $63,550 + $190,995 ==> Final Result = $254,545
Rates Effective September 1, 2019 Adopted by Commissioner´s Order 5980 2019 Texas Title Insurance Rate Hearing Docket No. 2812
The left hand column is the amount of insurance (up to and including),
the column on the right is the premium rate.
Title Rate Chart in PDF
Rates Effective September 1, 2019
These are the basic premium rates and do not include rates for additional endorsements, amendments, chains of title, etc. that may be requested by the ordering party.
These amounts are in addition to the basic rates prescribed above. Company should be contacted for these additional premium amounts.
Visit our locations
Dedication to Being Your Best Title Insurance Provider
Monday - Friday 8am-12pm & 1pm-5pm
Milam County
Cameron
112 West Second Cameron, Texas 76520
254-605-0140
(254) 605-0200 (Fax)
Milam County
Rockdale
723-A TaylorBanc Plaza Rockdale, Texas 76567
(512) 446-3898
(512) 446-3132 (Fax)
Lee County
Giddings
103 South Main P.O. Box 1519 Giddings, Texas 78942
(979) 542-3836
(979) 542-2436 (Fax)
Burleson County
Caldwell
209 S Main P.O. Box 387 Caldwell, Texas 77836
(979) 567-0345
(979) 567-0342 (Fax)
Falls County
Marlin
410 Williams P.O. Box 719 Marlin, Texas 76661
(254) 804-0140
(254) 804-0156 (Fax)
Fayette County
Lagrange
215 N Main LaGrange, Texas 78945
(979) 968-2800
(979) 968-2806 (Fax)
Colorado County
Columbus
323 Radio Lane Columbus, Texas 78934
(979) 733-0058
(979) 733-0995 (Fax)
Bastrop County
Bastrop
(512) 321-5552
(512) 321-5559 (Fax)
Washington County
Brenham
204 S Market Street Brenham, Texas 77833
(979) 251-7064
(979) 251-7637 (Fax)
Meet your professional team
Providing comprehensive Title Insurance in Bastrop, Burleson, Colorado, Falls, Fayette, Lee, Milam, and Washington Counties.
Alicia Lopez
Escrow Officer
– Cameron –
Serving Milan And Falls Co.
Ana Alicia Perales
Escrow Officer
– LaGrange –
Kellie Whitmire
Orders
Harley Weatherly
Orders
Lori Towery
Escrow Officer
– Cameron –
Serving Milan And Falls Co.
Melissa Boyer
- Management Team -
– Title Examiner –
Ashleigh Moehling
Escrow Officer/Manager and On-Site Manager
Will Sanders
– Examiner –
Carlene Bowman
– Examiner –